Recently I have been seeing a lot of persons complain of how they have to visit Aboki to buy dollars to fund their online accounts before carrying out transactions. Such persons also complain of the high exchange rate those Aboki charge them. It sounds strange to me because there is a simple solution to this using barter. With barter app by flutterwave you can easily carry out any dollar transaction online. With barter app you can send and receive money in any currency and from any country within seconds.
This is the method I have been using for a while now. Since I discovered that there are lots of limitations associated with using my Nigerian cards I did a little research and found that Barter is the solution. The good thing with Barter is that you can create a virtual card that works exactly like your physical cards. And that card can transact in any currency of your choice.
So if you are among those looking for solution of how to get dollar directly into your account at an affordable rate and perform your online transactions across border this post is for you.
WHAT IS BARTER?
Barter is a web/app service that allows you send and receive money from abroad within seconds. With barter app you can send or receive money in your local currency or in US dollars. It is very safe and about the cheapest means you can ever get for international dollar transactions. Most importantly, it is very easy and simple to use.
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One of the most powerful features of barter is its ability to create a virtual card that can be used on different platforms globally. Such platforms like PayPal, Amazon, Netflix, Facebook, WES etc. Even platforms where certain countries like Nigeria is banned from operating with barter virtual card you are limitless.
HOW TO CREATE ACCOUNT ON BARTER APP
Simply visit playstore and search barter by Flutterwave app. You can also download it here and install it. Once you install you will see an interface like the one shown below for you to fill in your details to create an account. If someone referred you, you need to enter the referral code to enjoy more bonuses.
The total process of downloading and creating an account should take you less than 120 seconds.
Immediately you create an account you will be automatically assigned a unique account number (usually with Wema Bank). That account is what you can use for transactions outside the barter app.
For example if you want to fund your barter app through bank transfer or through bank deposit you will need that unique account number assigned to you.
HOW BARTER APP WORKS?
When you receive money in your barter app it is stored in your Barter balance. From there you can use the money to perform any transaction you would normally do with the mobile app of your local bank. Actually with barter app you can do more.
You can transfer money to any bank account or mobile money account in your operating in your registered country. For example, if your register your barter app in Nigeria within 10 seconds you can transfer money from your barter account to Access Bank, Fidelity Bank, GTBank, Zenith Bank, First Bank, Kuda Bank or any other bank for that matter.
Of course you can equally do the same with any of your local bank apps. But barter app goes beyond this.

With barter you can also send money to someone in another country with looking for money exchangers. You simply do instant Barter-to-Barter transfer to such a person. Of course for this to happen the person need to be using barter also. You simply do the transfer in your local currency and the receiver will receive the transfer equivalent in their relevant currency in their Barter balance. And they can easily withdraw the money locally. For example, if you are in Nigeria and you are sending to someone in Uganda, you simply send in naira and the receiver will get the automatically converted equivalent amount in Uganda Shiling.
In a similar vein if you transfer from Ghana to US, you send in Ghanian cedi and the receiver will get the equivalent dollar amount.
HOW TO CREATE A VIRTUAL CARD

With less than 5 clicks you can create a virtual card that is more powerful than the physical Mastercard or visa card issued by your bank. When you click the option for ‘Create a virtual card’ you will be asked to enter the name you want to appear on the card. Once you do this, your card will be created instantly with the usual card details of Name, Card Number, Expiry Date and CVC on the reverse side.
Creating a naira card is free but creating a dollar card will cost you $2. In addition to the $2 you will need to fund your card with a minimum of $5 once created. With this, it is advisable you have at least an equivalent of $6 in your barter naira balance to be able to create a virtual dollar card.

HOW TO FUND YOUR BARTER ACCOUNT
Funding your barter account is equally as simple as every other services on the platform. You have 2 options for funding your account.
The first option is through card or bank account while the second is through bank transfer.

Option One: Card or Bank Account
If you choose this option, there are 3 ways to fund your account. You can pay with your physical card, your bank account, or USSD.

Option Two: Bank Transfer
This is obviously the easiest option since most people prefer to do transfer for most transactions.
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The important question I however expect any smart guy to ask me here is which account number should you transfer the money to? Well, I already answered the question earlier. Immediately you create a barter account it automatically generates a unique account number for you for transactions as this. Do your usual transfer to that account number and instantly it will reflect in your barter account balance in your local currency.

In the image above, you can see my own unique number. If you want to taste to confirm how it works you can transfer 10k to the account…smiles.
Once you have money in your barter account you can easily convert to dollar and vice versa.
HOW TO SEND MONEY USING BARTER APP
Now you have enough money in your barter virtual card or account. The next question is how can you send it to a vendor within or outside your country? It is very easy. Just

OTHER IMPORTANT FEATURES OR FUNCTIONS OF THE BARTER APP
Airtime purchase
To buy airtime on Barter App is quite easy. Just tap the icon and fill appropriately to purchase airtime.
Bills Payment
The barter App makes it easy to pay bills. It support DSTV subscription, GOTV subscription, EKEDC, IBEDC, IKEDC, ipNX, SMILE, SPECTRANET, SWIFT 4G, Startimes etc.
Gift Cards
A gift card is a customized card you gift to your friends to make online purchases with it based on the actual amount. For example, you can create a gift card of $10, $50, or any amount in dollars. This can be a perfect gift for birthdays, weddings, anniversaries, and other festivities. You can create a gift card of any amount of your choice, $20, $50, $100 etc.However to create a gift card will cost you $4.

COUNTRIES FROM WHICH YOU CAN SEND OR RECEIVE MONEY THROUGH BARTER APP
With Barter app you can easily send and receive money to almost any country in the world. So the next time you want to pay for your website hosting or email bills and your local card is not accepted on that site, simply use barter. Also if you are selling any products online and you are looking for an easy way of collecting payment from other countries Barter is the answer.
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Here are specific countries where Barter has proved to work perfectly.
Ghana 🇬ðŸ‡
Kenya 🇰🇪
Nigeria 🇳🇬
Uganda 🇺🇬
Rwanda 🇷🇼
South Africa 🇿🇦
Tanzania 🇹🇿
Zambia 🇿🇲
Cameroon 🇨🇲
Ivory Coast 🇨🇮
United States 🇺🇸
Canada 🇨🇦
UK 🇬🇧
The following countries within Europe are also supported by Barter App:
Austria 🇦🇹
Belgium 🇧🇪
Cyprus 🇨🇾
Estonia 🇪🇪
France 🇫🇷
Finland 🇫🇮
Germany 🇩🇪
Greece 🇬🇷
Ireland 🇮🇪
Italy 🇮🇹
Latvia 🇱🇻
Lithuania 🇱🇹
Luxembourg 🇱🇺
Malta 🇲🇹
Netherlands 🇳🇱
Portugal 🇵🇹
Slovakia 🇸🇰
Slovenia 🇸🇮
Spain 🇪🇸
CURRENCIES THROUGH WHICH YOU CAN SEND OR RECEIVE MONEY
International currencies generally accepted for global trade are by default accepted in barter. Such currencies include Euros; British Pounds and US dollars. But other legitimate local currencies are equally accepted. Such as Kenyan, Tanzania and Ugandan Shillings; Cedis; Naira; Rand; Canadian Dollars; Rwandan Franc; Zambia Kwacha; Cameroon & Ivory Coast CFA.
WHAT IS BARTER EXCHANGE RATE?
Barter App doesn’t use a fixed exchange rate. It changes as the rate changes in the market. But it is far better than going to buy dollar from the black market to fund your account. As at April 03, 2022 they charged me 586 naira to a dollar for the transaction I did. That same day Aboki was selling for 594 to 600 naira to a dollar.
CONCLUSION
With the barter app you can:
Send and receive money from any country
Own a virtual card for all online payments and no website will reject it.
Send gift cards to friends and family members
Purchase airtime
Pay bills
The most interesting aspect of barter is that you barely have a transfer limit. You can transfer up to the equivalent 4.8 million naira in a month and receive unlimited amount.
Remember you don’t need to run around looking for where to get physical dollar to fund your account. Just give your local currency to barter and they will give you the dollar equivalent you need for your transactions.